Is there cheaper auto insurance for driving only part time?
Is there any auto insurance that would cover only part-time drivers at a discount? For example, weekend driving only, or commute to and from work only, or Mondays and Wednesdays only?
I am interested for vehicle sharing opportunities. What about insurance specifically for shared vehicles?
You can compare quotes from different companies for free at: Usa insurance quotes
Each vehicle is rated with a primary operator. If there are more operators than vehicles in a household, then each vehcile is then assigned an occasional operator. An insurance company uses the higher rated driver ? if you have two cars, mom, dad, and kid, the occasional operator kid is usually more expensive than the primary operator mom, so the drivers would pe primary dad, occasional kid, for rating.
Companies don?t rate on ?days? or ?hours? of operation, but a vehicle DOES count milage ? most companies have a discount if a primary operator takes public transit to work (you have to show bus passes), or if you put on less than 5,000 miles a year.
Shared vehicles are rated on the most expensive operator.
Only if you are a minor and drive your parents car, they are the principal driver, and then they determine what percent of the time you drive. But if you are an adult and the car is registered to you, you are considered the principal driver, and you are the driver 100% of the time.
How will the insurance company know if you?re only driving on the weekends? Stick a GPS on your car?
Insurance is determined by the level of coverage you want or need, not by how much you drive. You can get the most basic, liability, which is also the cheapest.
As far as vehicle sharing, every person who will be driving the car needs to have insurance.
source: california auto insurance
conrad murray jack del rio jack del rio heaven is for real chapter 11 bankruptcy chapter 11 bankruptcy big ten acc challenge 2011
No comments:
Post a Comment
Note: Only a member of this blog may post a comment.