Video: Boeing Dreamliner's Next Problem

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Source: http://video.msnbc.msn.com/cnbc/46281700/

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Student Loans: Banks Win, You Lose

When you go to your financial aid office to think about getting a student loan, do you think that financial aid officer is working in your best interest? ?What if you just have to click the mouse three times on a webpage, and suddenly you are approved for $20,000 in student loans? ?Who do you think is winning? ?How is that possible?

When you get a student loan, most of the time you are getting a federal student loan, which means the federal government is insuring your loan. ?Yes, the school or university you are attending?facilitates?the loan, but it is still usually a private lender that loans the money, which is insured by the government.

As such, nobody is advocating for you, and you need to make sure you understand what you are getting into when getting a student loan. ?Think of the financial aid officer like a used car salesman. ?They work for the university, and are trying to help you finance your education any way possible so that the school gets paid, not so you can go there. ?They will work any payment plan, loan plan, work study possible so that they make money, not for you. ?Keep that in mind at all times!

?

Student Loans ? Banks Always Win

If you look at my diagram on the right, you can almost see why the banks always win. ?With federal student loans, their loan to you is 95% insured by the federal government. ?The bank doesn?t care who you are, or your ability to repay the loan. ?Want $200,000 to go be a social worker, who may make $46,000 after 5-10 years of work, and whose entry salary is probably going to be around $30,000? ?Sure! ?It?s not my money!

That is the mentality that banks have since they have no risk ? only reward (sound similar to the housing crisis?).

?

Government Won?t Lose Either

The government, since it is essentially on the hook for your debt, has made it hard to not pay. ?One of the biggest strings attached to all student loans is that it is nearly impossible to get discharged in bankruptcy. ?So, you basically owe your loan for life, unless you qualify for some type of government program to get it forgiven (which is still decided at the hand of the government).

Here is a statistic recently reported by the White House Office of Management and Budget. ?The federal government actually nets $111 for every $100 in student loans that has been defaulted on. ?If you have never defaulted, the lender usually gets $122 for every $100 borrowed.

Ummm?nobody seems to lose? ?Not the bank? ?Not the government who insures the loan? ?Even if you refuse to pay or can?t pay, the government will ensure it gets its money back ? and it does this through wage garnishment and other means.

?

Bottom Line ? YOU Lose

At the end of the day, the only person on the hook for these loans is you, and you will pay for them one way or another. ?The government, even though it insures your loan, isn?t going to let itself lose money. ?And the bank?the bank doesn?t care either, because it either gets $122 for every $100 lent if you pay, or the government gives it $95 for every $100 lent if you default.

At the end of the day, you are the only one that can lose with student loans.

?

Related posts:

1. The Risks of Private Student Loans
2. Alternatives To Student Loans
3. Ways to get Student Loan Forgiveness ? Free Money!
4. Student Loan Calculator
5. Top Student Loan Scams

Source: http://thecollegeinvestor.com/2119/student-loans-banks-win-lose/

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World News - 'Deceptive practices': US levies new sanctions on Iran

In a wide-ranging interview at the White House, President Barack Obama talks to TODAY's Matt Lauer about Iran's nuclear ambitions, the presidential race, the economy and more.

By NBC News, msnbc.com staff and news services

WASHINGTON -- President Barack Obama ordered new U.S. sanctions on the government of Iran, including the Central Bank, on Monday.

In a statement accompanying his order, Obama said the sanctions were warranted because of the "deceptive practices" of the Central Bank and the "unacceptable risk" posed to the international financial system by Iran's activities.

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The order came amid new tensions in the Middle East and around the world over the potential of a unilateral strike by Israel on Iran's nuclear program.

"Among other things, the (executive order) freezes all property of the Central Bank of Iran and all other Iranian financial institutions, as well as all property of the Government of Iran, further tightening the already broad-based and stringent U.S. sanctions on Iran," according to a statement from the White House.

Obama: Diplomacy preferred solution' with Iran

Obama says it is still possible to resolve the standoff over Iran's nuclear program through diplomatic efforts. His administration has sought to use sanctions as one way to pressure Iran to halt its nuclear program.

The executive order "reemphasizes this Administration's message to the Government of Iran -- it will face ever-increasing economic and diplomatic pressure until it addresses the international community's well-founded and well-documented concerns regarding the nature of its nuclear program."

According to a letter accompanying the executive order, the additional measures were needed because of "deceptive" practices by Iran's central bank.

Pictures: Everyday life in Iran

"I have determined that additional sanctions are warranted, particularly in light of the deceptive practices of the Central Bank of Iran and other Iranian banks to conceal transactions of sanctioned parties, the deficiencies in Iran's anti-money laundering regime and the weaknesses in its implementation, and the continuing and unacceptable risk posed to the international financial system by Iran's activities," the letter provided by the White House read.

Will sanctions work?
Tightening international sanctions against Iran look set to shrink its economy, push up inflation and further erode its currency, but they may fail to deliver a knock-out blow that forces Tehran to compromise on its nuclear ambitions, according to a Reuters report.

Few areas of Iran's economy now remain untouched by the sanctions. Because of payments difficulties, Iranian ships have in recent days stopped loading imports of Ukrainian grain. The United Arab Emirates has told its banks to stop financing Iran's trade with Dubai. Iranians are finding it more difficult to obtain hard currency to travel abroad.

But the history of sanctions against other countries, and the strengths of Iran's diverse and relatively self-reliant economy, suggest that as long as Tehran can find buyers for a large proportion of its oil, it will be able to limp along.

The pain will be felt throughout the country and could increase discontent with the government, but if President Mahmoud Ahmadinejad can cope with that political threat, there may be no overriding economic reason for him to back down.

Aww, man! Bart Simpson joins Barbie in Iran ban

"Iran can still scrape by," said Gary Hufbauer, a fellow at the Peterson Institute for International Economics in the United States and a former U.S. Treasury official who has written extensively about the history of sanctions.

He ranks the measures against Iran - taken to stop what the West sees as Tehran's nuclear ambitions - as among the toughest international sanctions of the past 50 years, but not as harsh as those once imposed on Iraq, North Korea and Cuba - countries which defied economic pressure.

NBC News, msnbc.com staff , The Associated Press and Reuters contributed to this report.

More from msnbc.com and NBC News:

Source: http://worldnews.msnbc.msn.com/_news/2012/02/06/10331492-deceptive-practices-us-levies-new-sanctions-on-iran

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Choosing THE Proper Technology LEASING Corporation ...

This reasonably priced mobile comes with amazing multimedia services and messaging services.

• Experience in Your Industry.; Another key factor to consider is does the leasing company have experience in your industry.;
• Do they offer either a finance lease or an operating lease?
• Will they lease the type of equipment or software that I want?
• Will they offer a balloon payment lease if I need to reduce the monthly lease payment?
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Source: http://www.lrc2.org/choosing-the-proper-technology-leasing-corporation

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Womens Interests: Plus Size Article Category | My Blog | Wagon ...

Author: teig reno

Beauty, as the saying goes, is in the eyes of the beholder. It?s true, of course, but in reality there are many things which ?plain Jane? can do to make herself look stunning. Get some tips here on how to look more attractive.

Corsets are meant to cinch the waist and lift or push the bust to give the desired cleavage. They are basically garments that help women in flaunting their natural curves and still manage to look decent and sexy.

Feeling insecure about buying plus size jeans for women buy plus 1? Fret not, because I am going to tell you four reputable online stores which you can buy in confidence.

I do a lot of writing and, consequently, a lot of research. It is an integral part of my job and is one of the parts I enjoy most. When I received the assignment to write about curvy clothing, I was quite intrigued because I am also on the big side.

Now there?s more reason to get some dresses for plus size women. Find out more here.

When I was younger, I could eat anything I wanted. I literally did not care about my body and ate ice cream for breakfast. When I hit nineteen, the weight started slowly creeping up.

If you are one of those women who are blessed with extra curves, you should be proud instead of ashamed as not all are granted the chance to wear fabulous over sized garments. Also, you don?t need to augment your assets like other petite women do to look sexy.

I do a lot of writing and, consequently, a lot of research. It is an integral part of my job and is one of the parts I enjoy most. When I received the assignment to write about curvy clothing, I was quite intrigued because I am also on the big side.

When I was younger, I could eat anything I wanted. I literally did not care about my body and ate ice cream for breakfast. When I hit nineteen, the weight started slowly creeping up.

Now there?s more reason to get some dresses for plus size women.

Article Source: http://www.articlesbase.com/seo-articles/womens-interests-plus-size-article-category-5619140.html

About the Author

If you are one of those women who are blessed with extra curves, you should be proud instead of ashamed as not all are granted the chance to wear fabulous over sized garments. Also, you don?t need to augment your assets like other petite women do to look sexy.

Feeling insecure about buying plus size jeans for women buy plus 1?

Source: http://grap.allmobilezoo.com/wp/?p=15849

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Source: http://wagontrainmovie.jeremypinc.com/854/womens-interests-plus-size-article-category-my-blog/

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Recreation Softball - Brambletonian

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Recreation Softball

#1 ? ckg?

• Group: Registered User
• Posts: 183
• Joined: 05-September 05
• Gender:Female

Posted Yesterday, 07:23 AM

Does anyone have experience with a local recreation softball/T-ball league for little girls (current in first grade)? We're thinking of moving from soccer to softball this spring and are looking for a league to join/avoid.
Thanks!

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#2 ? Dirt23?

• Group: Registered User
• Posts: 14
• Joined: 08-September 05

Posted Yesterday, 01:54 PM

http://www.loudounsoftball.org/

http://www.loudounso...uthlittleleague

The 1st link is the local Little League Softball league and the 2nd is the Little League Baseball league. Both are very good leagues that I would endorse.

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